Do you dream of waking up every morning with Mediterranean views, enjoying year-round sunshine, and living surrounded by Spanish charm? Then buying a property in Spain may be one of the most exciting and rewarding decisions of your life. However, if you’re coming from the Netherlands, there are several key aspects you should understand before taking the leap.
In this comprehensive guide for Dutch buyers, you’ll discover how the buying process in Spain works, the key differences from the Dutch system, and how IBIZA ROYAL AGENCY can be your best ally in making your real estate investment a smooth and successful experience.
Why is Buying Property in Spain Different?
The Spanish real estate market has its own legal, tax, and administrative dynamics. Although both countries are part of the European Union, the differences in buying procedures may surprise you if you’re not well prepared.
Legal Control: Your lawyer is your best friend
Unlike in the Netherlands, where the notary oversees much of the legal process, in Spain it’s essential to have a lawyer who protects your interests. This professional will verify everything is in order: permits, debts, urban charges, and more. It’s not just a formality — it’s your legal safety net.
Deposit Contract: Secure your future home
In Spain, it’s common to sign a deposit contract (“Contrato de Arras”) before the final sale. This document ensures the seller won’t offer the property to someone else and sets the key conditions of the deal. A 10% deposit is usually required. In the Netherlands, this type of prior commitment is less common.
Additional Costs: Budget carefully
Buying in Spain involves various costs that can vary depending on the region. Main costs include:
Property Transfer Tax (ITP): Between 6% and 11%
Notary and registration fees: Around 1% to 2%
In comparison, the Dutch transfer tax is much lower (around 2%).
Key Steps to Buying Property in Spain
With proper planning and the right partners, buying in Spain doesn’t have to be complicated. These are the essential steps:
Define your budget and needs
Are you looking for a beachfront luxury villa, a holiday home in Ibiza, or an investment property for rental? Clearly defining your goals and budget is the first step.
Hire a specialized lawyer
A local lawyer experienced in international transactions will ensure everything complies with Spanish law and will protect your investment from day one.
Find the perfect property
Work with a trusted real estate agency like IBIZA ROYAL AGENCY, which not only knows the market but understands your expectations as a foreign buyer.
Sign the Deposit Contract
This contract reserves the property and outlines the conditions. A 10% deposit is typically paid upon signing.
Finalize the purchase before a notary
The purchase is officially completed by signing the public deed before a notary and paying the remaining balance, taxes, and associated fees.
Why Choose IBIZA ROYAL AGENCY?
At IBIZA ROYAL AGENCY, we don’t just sell properties — we accompany our international clients every step of the way. We understand what it means to buy abroad and offer a fully personalized service.
Exclusive properties and expert advice
Gain access to a curated portfolio of homes in Ibiza and other prime locations. Our team will understand your goals and present only the most suitable options.
Full legal and financial support
We work with lawyers and financial advisors specialized in international clients. We help you understand tax implications, review contracts, and ensure everything aligns with your interests.
Cutting-edge technology and marketing
View properties remotely via virtual tours, drone footage, and professional photography. You can start imagining your new life before even setting foot in Spain.
After-sales service and property management
We stay by your side after the purchase. From short-term or long-term rentals to complete property management, we ensure your investment remains profitable and stress-free.
Your New Life in Spain Starts with the Right Advisor
Buying property in Spain is more than a transaction — it’s the beginning of a new chapter. Whether it’s your dream retirement, a second home, or a smart investment, Spain offers so much. With IBIZA ROYAL AGENCY, you can turn that dream into reality — with peace of mind.
Ready to take the next step?
Contact us today and let us help you find your perfect place under the sun.
Guide for Dutch Citizens: Step-by-Step Guide to Buying a Home in Spain
