When you begin the dream of buying a property in Ibiza, your financial profile is the key factor that determines what type of mortgage you can obtain. Banks evaluate your income stability, credit history, debt-to-income ratio, and available savings. If more than 35% of your net monthly income is already tied up in debt, banks may offer you less or even deny the loan. That’s why it’s essential to...
The pandemic has changed the way we live and, above all, the way we work. Remote work is no longer an exception — it has become the norm for thousands of professionals. That’s why buying a home today is not only about finding a good price or location, but about choosing a property that matches your new post-pandemic needs. At Ibiza Royal Agency, we understand that your home should combine comfort...
Choosing between a house or an apartment is a fundamental decision that goes far beyond the physical space. At IBIZA ROYAL AGENCY, we help you resolve this choice with clear criteria and professional guidance. Lifestyle: What Fits You Best? House (villa, chalet, townhouse): ideal if you value privacy, outdoor space, and a family-friendly environment. Apartment: perfect if you seek convenience,...
Buying a property to renovate: when it’s worth it and when it’s not In today’s real estate market, especially in exclusive destinations like Ibiza, buying a property to renovate can be an appealing option for those seeking personalization and long-term value. However, it's not always the smartest choice. In this MOFU (Middle of the Funnel) informational article, Ibiza Royal Agency helps you weigh...
What to Consider When Buying a Home with Young Children Buying a home is one of life’s most significant decisions. But when you’re looking to buy a home with young children, it requires extra thought and care. It's not just about space or location — it’s about creating a safe, functional, and loving environment where your family can thrive. At IBIZA ROYAL AGENCY, we understand that family...
Ibiza has long been known for its vibrant lifestyle, dreamy beaches, iconic nightlife and exclusive real estate. For years, it has remained at the top of the global ¨places to be¨ list, attracting the jet set and anyone looking to experience the summer of a lifetime. As demand for premium properties continues to grow, high-net-worth buyers are increasingly turning to smart financing solutions to...
What Property to Buy According to Your Life Stage From your first steps as an independent young adult to enjoying a peaceful retirement — find your perfect home with IBIZA ROYAL AGENCY. Choose Wisely: Your Home Should Reflect Your Lifestyle Buying a home is more than a transaction — it’s a life-changing decision. At Ibiza Royal Agency, we help you find the perfect property that suits your...
Planning to Live Alone or as a Couple? Here’s How It Affects Your Home Purchase Buying a home isn’t just a financial transaction — it’s a life milestone. Whether you're setting out on your own or building a future with your partner, your needs, emotions, and long-term goals all play a role. At IBIZA ROYAL AGENCY, we understand that no two buyers are the same. That’s why we guide you with...
Buy to Live or Invest? The Decision That Changes Everything Buying a property is one of the most important decisions of your life. Whether you're looking for a home to live in or a strategic investment, your decision will shape your financial and personal future. At IBIZA ROYAL AGENCY, we understand that every client has a unique vision. That’s why we guide you with trust, clarity, and expert...
Step by Step: How We Work with You So You Can Buy Your Property with Confidence Buying a property in Ibiza is more than just an investment — it’s a dream and a life project. At Ibiza Royal Agency, we understand the meaning of this decision, and that’s why we offer a complete, personalized support service designed to make your journey stress-free and secure. In this article, we explain how we...
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