Buying a house or apartment is one of the most important decisions in life. At Ibiza Royal Agency, we help you do it smartly and transparently, avoiding legal mistakes and unpleasant surprises. In this guide, you’ll discover which documents to check before signing, how to buy with confidence, and the steps to ensure a safe investment. 1. Which documents should you review before buying a...
When you begin the dream of buying a property in Ibiza, your financial profile is the key factor that determines what type of mortgage you can obtain. Banks evaluate your income stability, credit history, debt-to-income ratio, and available savings. If more than 35% of your net monthly income is already tied up in debt, banks may offer you less or even deny the loan. That’s why it’s essential to...
Buying a property is a personal and unique journey. Identifying your profile as a buyer allows you to define the most suitable strategy. Are you an investor seeking profitability? Are you looking for a second home to enjoy Ibiza? Or do you want a permanent residence tailored to your lifestyle? Depending on your priorities (price, location, potential for appreciation, flexibility), you can decide whether...
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