Mortgage

A complete guide for investors on financing, mortgages, and financial options when acquiring property with Ibiza Royal Agency. Expertise, trust, and clarity for your investment. Investing in a property on the island with Ibiza Royal Agency is more than a lifestyle decision — it’s a financial one. It requires careful analysis, clear planning, and the guidance of a professional team that understands...

Discover if now is the right time to buy a home and how to assess your financial and personal readiness. Expert guidance from Ibiza Royal Agency. Buying a home is one of the most meaningful decisions you can make in life. It represents not only a major financial commitment but also a personal and emotional investment in your future. At Ibiza Royal Agency, we understand that many clients wonder whether...

On October 1, 2025, the Spanish Supreme Court issued a landmark ruling that could reshape the mortgage landscape in Spain. After years of legal disputes and European rulings, the legality of IRPH-linked mortgages has finally been addressed. This index, used by various financial institutions as an alternative to the Euribor, has been controversial due to its financial impact on consumers. What Does This...

Discover the key responsibilities of a mortgage guarantor and how they can affect your home purchase. Ibiza Royal Agency helps you weigh the pros and cons before taking the next step. What Does It Mean to Be a Mortgage Guarantor? Becoming a guarantor for a mortgage is a serious financial commitment. It means you agree to take responsibility for the debt if the borrower fails to make payments. This...