Buying a house or apartment is one of the most important decisions in life. At Ibiza Royal Agency, we help you do it smartly and transparently, avoiding legal mistakes and unpleasant surprises. In this guide, you’ll discover which documents to check before signing, how to buy with confidence, and the steps to ensure a safe investment.
1. Which documents should you review before buying a home?
Before committing to a purchase, it’s essential to review the following documents:
- Land Registry extract (nota simple registral): verify ownership, liens, and encumbrances.
- Latest Property Tax receipt (IBI) and urban certificates to ensure no outstanding debts.
- Energy Performance Certificate: mandatory for any property sale.
- Occupancy certificate or first occupancy license, especially for new or renovated properties.
- Homeowners’ Association statutes and certificate of up-to-date payments.
- New build or subdivision deeds in the case of developments.
2. Buying smart: how to do it
Buying smart means going beyond price and location. It’s about making well-informed decisions with all documents in order:
- Compare land registry information with the physical reality of the property.
- Verify compliance with planning and tax regulations.
- Review homeowners’ association insurance and shared expenses.
- Consider your lifestyle, especially if you work from home, as explained in our article which apartment to buy if you work from home.
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3. Documentation when buying an apartment: step by step
To make sure nothing is overlooked, here’s a checklist of the most important documents:
| Step | Key Document |
|---|---|
| 1 | Land registry extract for ownership and charges |
| 2 | IBI and community fee receipts |
| 3 | Energy certificate and occupancy license |
| 4 | Community statutes and proof of payments |
| 5 | Development deeds, if applicable |
4. Avoid legal mistakes and unpleasant surprises
At Ibiza Royal Agency, we know many buyers make mistakes that later result in legal issues. The most common are:
- Not checking if community fees or IBI are up to date.
- Buying without knowing about pending urban projects.
- Overlooking building restrictions or unauthorized renovations.
Thanks to our extensive experience in Ibiza’s real estate market, we advise you from the very start to avoid these risks.
5. Additional resources for confident buying
We recommend reading these related blog articles:
- Checklist to Find Your Ideal Apartment
- How to Choose Between Two Apartments You Like
- What Kind of Buyer Are You and Which Strategy Suits You?
Conclusion
Carefully reviewing the documentation when buying a property, planning smartly, and having experts by your side is the key to avoiding mistakes and ensuring a secure investment.
