Buying a property is one of life’s most important decisions. To make it with confidence, it’s essential to understand the different mortgage options available. At Ibiza Royal Agency, we are committed to helping you make clear and well-informed financial choices. That’s why we explain the three main types of mortgages in simple terms: Fixed mortgage The interest rate remains the same throughout...
Buying a home is a life-changing decision. A smart approach is to visit at least 5 to 7 properties before making your final choice. This allows you to compare styles, locations, layouts, and prices, while also sensing if a property truly feels right for you. At IBIZA ROYAL AGENCY, we always recommend that clients plan their viewings carefully. Seeing several homes helps you understand what really...
Buying a property is one of the most important decisions in life. At IBIZA ROYAL AGENCY, we guide both national and international buyers every year and often see the same patterns repeated. In this article, we share the 7 most common mistakes and how to avoid them, so you can make informed decisions with peace of mind. Buying Smart: Our Recommended Approach Buying smart means aligning your budget,...
At IBIZA ROYAL AGENCY, we understand that buying a property is a life-changing decision. In this article, we provide practical tools and real-life examples to help you negotiate the price of a house strategically and with confidence. Our goal is for you to act with intelligence and professionalism, without coming across as aggressive or confrontational. 1. How to Approach the Conversation: Negotiating...
At IBIZA ROYAL AGENCY, we know that the value of a property goes far beyond its size. Our experience in the market allows us to identify the key factors that make one property stand out from another, both from a technical and an emotional perspective. 1. Technical Factors That Truly Matter Location and local market demand: Areas like Santa Eulària have seen a 50% increase in price per square meter...
In Ibiza’s competitive real estate market, it is essential to determine the fair price of a property. At Ibiza Royal Agency, we have guided hundreds of clients on this unique island. In this blog, you’ll discover how to analyze the market smartly, combine objective data with intuition, and make a truly informed purchase. Average Price References in Ibiza According to recent data, the average...
When you’re considering buying a property in Ibiza, one of the key questions is: new build or resale? Both options offer clear advantages but also come with different costs and benefits. At IBIZA ROYAL AGENCY, we analyze the real numbers and help you buy smart. New Build: A Safe Investment Without Surprises Energy certification and modern finishes, requiring little to no renovation. Brand new...
Buying a house or apartment is one of the most important decisions in life. At Ibiza Royal Agency, we help you do it smartly and transparently, avoiding legal mistakes and unpleasant surprises. In this guide, you’ll discover which documents to check before signing, how to buy with confidence, and the steps to ensure a safe investment. 1. Which documents should you review before buying a...
When you begin the dream of buying a property in Ibiza, your financial profile is the key factor that determines what type of mortgage you can obtain. Banks evaluate your income stability, credit history, debt-to-income ratio, and available savings. If more than 35% of your net monthly income is already tied up in debt, banks may offer you less or even deny the loan. That’s why it’s essential to...
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