Discover the key responsibilities of a mortgage guarantor and how they can affect your home purchase. Ibiza Royal Agency helps you weigh the pros and cons before taking the next step. What Does It Mean to Be a Mortgage Guarantor? Becoming a guarantor for a mortgage is a serious financial commitment. It means you agree to take responsibility for the debt if the borrower fails to make payments. This...
Discover all the costs associated with buying a property in Ibiza — taxes, notary, administrative fees, and more — and learn how to plan your budget realistically without surprises. What Costs Should You Consider When Buying a Home? When you decide to buy a home, the sale price is just the starting point. It’s essential to know all the additional costs involved in the transaction so you’re...
Buying a property in Ibiza is a major investment that goes beyond finances: it involves emotions, expectations, and sometimes uncertainties. At Ibiza Royal Agency, we understand these feelings, especially when doubt sets in after signing. What Happens If You Regret It After Signing? Feeling vulnerable at this stage is completely normal. Legally, a signed purchase contract is binding. However,...
Buying your first home is one of the most important decisions of your life. It’s a significant investment that requires careful planning. At IBIZA ROYAL AGENCY, we want to help you make the right choice with this complete guide to answer your questions before taking the big step. Am I Ready to Buy a Home? Before you start searching for your dream property, ask yourself: am I really ready? It’s...
Buying a property is one of life’s most important decisions. To make it with confidence, it’s essential to understand the different mortgage options available. At Ibiza Royal Agency, we are committed to helping you make clear and well-informed financial choices. That’s why we explain the three main types of mortgages in simple terms: Fixed mortgage The interest rate remains the same throughout...
Buying a home is a life-changing decision. A smart approach is to visit at least 5 to 7 properties before making your final choice. This allows you to compare styles, locations, layouts, and prices, while also sensing if a property truly feels right for you. At IBIZA ROYAL AGENCY, we always recommend that clients plan their viewings carefully. Seeing several homes helps you understand what really...
Buying a property is one of the most important decisions in life. At IBIZA ROYAL AGENCY, we guide both national and international buyers every year and often see the same patterns repeated. In this article, we share the 7 most common mistakes and how to avoid them, so you can make informed decisions with peace of mind. Buying Smart: Our Recommended Approach Buying smart means aligning your budget,...
At IBIZA ROYAL AGENCY, we understand that buying a property is a life-changing decision. In this article, we provide practical tools and real-life examples to help you negotiate the price of a house strategically and with confidence. Our goal is for you to act with intelligence and professionalism, without coming across as aggressive or confrontational. 1. How to Approach the Conversation: Negotiating...
In Ibiza’s competitive real estate market, it is essential to determine the fair price of a property. At Ibiza Royal Agency, we have guided hundreds of clients on this unique island. In this blog, you’ll discover how to analyze the market smartly, combine objective data with intuition, and make a truly informed purchase. Average Price References in Ibiza According to recent data, the average...
When you’re considering buying a property in Ibiza, one of the key questions is: new build or resale? Both options offer clear advantages but also come with different costs and benefits. At IBIZA ROYAL AGENCY, we analyze the real numbers and help you buy smart. New Build: A Safe Investment Without Surprises Energy certification and modern finishes, requiring little to no renovation. Brand new...
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