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Financing Guide for Investors: Exploring Credit, Mortgage, and Financial Options to Acquire Property

A complete guide for investors on financing, mortgages, and financial options when acquiring property with Ibiza Royal Agency. Expertise, trust, and clarity for your investment. Investing in a property on the island with Ibiza Royal Agency is more than a lifestyle decision — it’s a financial one. It requires careful analysis, clear planning, and the guidance of a professional team that understands...

Golden Visa in Spain: No Longer Possible to Obtain Residency Through Real Estate Investment

Spain has officially abolished the Golden Visa. Learn how this affects foreign investors and explore the new legal residency alternatives after the April 2025 reform. On April 3rd, 2025, a major legislative change came into force in Spain: the abolition of the Golden Visa. This decision officially ends the investor residency programme that allowed non-EU citizens to obtain Spanish residence through...

Guarantor Responsibilities in a Mortgage: What You Should Know Before Buying a Home

Discover the key responsibilities of a mortgage guarantor and how they can affect your home purchase. Ibiza Royal Agency helps you weigh the pros and cons before taking the next step. What Does It Mean to Be a Mortgage Guarantor? Becoming a guarantor for a mortgage is a serious financial commitment. It means you agree to take responsibility for the debt if the borrower fails to make payments. This...

How to Start Looking for a Home (Even If You’re Not Sure What You Want Yet) | Ibiza Royal Agency

How to Start Looking for Your Home (Even If You’re Not Sure What You Want Yet) Starting your home search can feel overwhelming when you don’t yet have a clear idea of what you want. Maybe you know what appeals to you but don’t know how to define it or turn it into a plan. At Ibiza Royal Agency, we believe that uncertainty is not a setback—it’s a natural part of the journey. Our goal is to...

Costs When Buying a Home in Ibiza: Beyond the Purchase Price

Discover all the costs associated with buying a property in Ibiza — taxes, notary, administrative fees, and more — and learn how to plan your budget realistically without surprises. What Costs Should You Consider When Buying a Home? When you decide to buy a home, the sale price is just the starting point. It’s essential to know all the additional costs involved in the transaction so you’re...

Can I Buy a House in Ibiza with a Temporary Contract or as a Freelancer?

Do you work as a freelancer or have temporary contracts and wonder if you can buy a property in Ibiza? The answer is yes. While there are some challenges, it’s entirely possible with proper planning and professional guidance. At IBIZA ROYAL AGENCY, we understand that every client is unique. That’s why we’ll explain how to prepare your financial profile, what mortgage options are available and how...

What to Do If You Regret Signing the Property Purchase Agreement?

Buying a property in Ibiza is a major investment that goes beyond finances: it involves emotions, expectations, and sometimes uncertainties. At Ibiza Royal Agency, we understand these feelings, especially when doubt sets in after signing. What Happens If You Regret It After Signing? Feeling vulnerable at this stage is completely normal. Legally, a signed purchase contract is binding. However,...

What You Need to Know Before Buying Your First Home in Ibiza: Complete Beginner’s Guide

Buying your first home is one of the most important decisions of your life. It’s a significant investment that requires careful planning. At IBIZA ROYAL AGENCY, we want to help you make the right choice with this complete guide to answer your questions before taking the big step. Am I Ready to Buy a Home? Before you start searching for your dream property, ask yourself: am I really ready? It’s...

How Many Houses Should You View Before Buying a Home?

Buying a home is a life-changing decision. A smart approach is to visit at least 5 to 7 properties before making your final choice. This allows you to compare styles, locations, layouts, and prices, while also sensing if a property truly feels right for you. At IBIZA ROYAL AGENCY, we always recommend that clients plan their viewings carefully. Seeing several homes helps you understand what really...

7 Common Mistakes When Buying a Property in Ibiza (and How to Buy Smart)

Buying a property is one of the most important decisions in life. At IBIZA ROYAL AGENCY, we guide both national and international buyers every year and often see the same patterns repeated. In this article, we share the 7 most common mistakes and how to avoid them, so you can make informed decisions with peace of mind. Buying Smart: Our Recommended Approach Buying smart means aligning your budget,...

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